Mukhyamantri Ayushman Arogya Yojana : The Rajasthan administration is making significant changes to its schemes. Most recently, it renamed the Chief Minister Ayushman Arogya Yojana Rajasthan Maa Yojana and canceled the Ashok Gehlot government’s Chief Minister Chiranjeevi scheme.
In the Rajasthani Bhajanlal government’s first budget, a significant announcement was made on health care. Finance Minister Deputy Chief Minister Diya Kumari said during the budget presentation that a provision has been made to spend a total of Rs 27660 crore in the budget of the current financial year while enhancing the state’s medical services.
The following article covers everything you need to know about the Ayushman Arogya Yojana. From eligibility criteria to the essential document list, we’ve tried to cover all the important details in the following sections.
Table of Contents
Major Highlights: MAA Yojana 2024
Here are the major highlights of Rajasthan Ayushman Arogya Yojana 2024:
| Criteria | Requirement |
|---|---|
| Scheme Name | Rajasthan MAA Scheme/ Chief Minister Ayushman Health Scheme |
| State | Rajasthan |
| Announcement By | By Finance Minister, Deputy CM Diya Kumari ji |
| Start Date | 19th February 2024 |
| Objective | Providing free treatment to the poor families of the state |
| Beneficiaries | All families in the state |
| Benefit | Health insurance cover of Rs 25 lakh per family |
| Fee | 850 rupees |
| Application Mode | Online |
| Official Website | www.sso.rajasthan.gov.in |
| Helpline | 18001802117 |
What Is The Rajasthan Mukhyamantri Ayushman Arogya Yojana?
A state-level health insurance program called the Rajasthan Mukhyamantri Ayushman Arogya Yojana (MAA) aims to give free or reasonably priced medical treatment to Rajasthan’s economically disadvantaged populations.
This state-led program is a component of the larger Ayushman Bharat plan, which was unveiled by the central government. The MAA Yojana covers hospitalization costs for a variety of medical illnesses to expand health insurance coverage to the underprivileged community.
The plan covers secondary and tertiary care hospitalization costs up to INR 5 lakh per family annually. Cashless therapy is available to beneficiaries at all state-affiliated government and private hospitals. The Rajasthan government aims to expand the benefits offered through the Ayushman Yojana and this MAA Yojana has been started under the same.
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Eligibility Requirements
To avail of the benefits of the Rajasthan Mukhyamantri Ayushman Arogya Yojana, applicants must meet specific eligibility criteria. These criteria are designed to target the scheme towards those who are most in need of financial assistance for healthcare. The following are the primary eligibility requirements:
- Residency: The applicant must be a permanent resident of Rajasthan.
- Income Criteria: The scheme is primarily aimed at families below the poverty line (BPL), as identified in the SECC (Socio-Economic Caste Census) data. However, specific categories of vulnerable groups like manual scavengers, street vendors, and other economically disadvantaged families are also eligible.
- Existing Health Schemes: Beneficiaries already enrolled under various central or state health schemes are eligible for coverage under MAA.
- Family Structure: The scheme covers all members of the family as mentioned in the SECC data. There is no cap on the number of family members covered.
Essential Documents List
Applicants must furnish certain documents to successfully register for the Rajasthan Mukhyamantri Ayushman Arogya Yojana. These documents serve as proof of eligibility and identity and ensure that the benefits reach the rightful beneficiaries. The following is a list of essential documents required for the application:
- Aadhaar Card
- BPL Certificate
- Income Certificate
- Family Details
- Caste Certificate (if applicable)
- Bank Account Details
Benefits Of The MAA Scheme
The MAA Scheme offers a wide range of benefits designed to ease the healthcare burden on low-income families in Rajasthan. These benefits include:
- Out-of-Pocket Expenses : Beneficiaries can access treatment without any out-of-pocket expenses at empaneled hospitals.
- Coverage : The scheme offers coverage up to INR 5 lakh per family per annum, which is substantial enough to cover major surgeries and treatments.
- Medical Procedures : The scheme covers over 1,500 medical procedures, including surgeries, cancer treatment, cardiac care, and more.
- Family Coverage : The scheme covers all family members as listed in the SECC data, ensuring that no one is left out.
- Healthcare Providers : Beneficiaries can seek treatment at both government and private hospitals that are part of the scheme’s network, providing flexibility in choosing healthcare providers.
- Process : The entire process, from application to availing of benefits, is paperless, ensuring transparency and efficiency.
- Infrastructure : To expand medical facilities in the state, Chief Minister Ayushman Arogya Yojana Maa Health Infrastructure Mission will be started. It is proposed to get works worth Rs 15000 crore done in the next 3 years.
- Infrastructure Projects : This covers super specialist work, tertiary care facility construction, medical institution upgrades, building construction, building repair, and building upkeep. Additionally, AYUSH treatment work will be completed.
- Digital Health : It is planned to establish e-health records and perform PHC-level health examinations on state inhabitants as part of the Rajasthan Digital Health Mission.
- Healthcare Personnel : It has been announced that 4000 nurses and 1500 doctors would be added to the medical personnel to increase services.
- Mortuaries : From a humanitarian perspective, the creation of mortuaries is also suggested, taking into account the different requirements of these medical facilities. For these, Rs. 125 crore would be used.
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Steps to Apply This Scheme?
The application process for the Rajasthan Mukhyamantri Ayushman Arogya Yojana is designed to be straightforward, ensuring that eligible families can easily access the scheme’s benefits. Here’s a step-by-step guide to the application process:
Step 1: Registration
Eligible applicants can visit the nearest Common Service Centre (CSC) or health camps organized by the government to register for the scheme. Alternatively, they can apply online through the official Ayushman Bharat website.
Step 2: Verification
During registration, applicants must provide the necessary documents for verification. This includes an Aadhaar card, BPL certificate, and other relevant documents as listed above.
Step 3: Issuance of Ayushman Card
Once the verification is complete, beneficiaries will receive an Ayushman Card. This card serves as proof of enrollment and must be presented at empaneled hospitals to avail of cashless treatment.
Step 4: Hospitalization and Treatment
In case of hospitalization, beneficiaries can visit any empaneled hospital, present their Ayushman Card, and receive treatment without any upfront payment. The hospital will coordinate with the insurance provider to settle the bill.
Step 5: Claim Settlement
The claim settlement process is handled directly between the hospital and the insurance company, ensuring that beneficiaries do not have to worry about the paperwork or payment process.
FAQs
Ques 1. Can non-residents of Rajasthan apply for the MAA Yojana?
Ans. No, only permanent residents of Rajasthan are eligible for the Mukhyamantri Ayushman Arogya Yojana.
Ques 2. How can I check my eligibility for the scheme?
Ans. You can check your eligibility by visiting the official Ayushman Bharat website or by visiting a nearby Common Service Centre (CSC) with your Aadhaar card and other relevant documents.
Ques 3. Are pre-existing conditions covered under the MAA Yojana?
Ans. Yes, pre-existing conditions are covered under the scheme, ensuring that beneficiaries receive the necessary treatment for ongoing health issues.
Ques 4. Is there any restriction on the family member count covered under the scheme?
Ans. No, there is no such restriction on the number of family members covered. The scheme includes all family members listed in the SECC data.
Ques 5. Can I avail of treatment at any hospital in India under the MAA Yojana?
Ans. Treatment under the MAA Yojana can only be availed at empaneled hospitals within Rajasthan. However, under the broader Ayushman Bharat scheme, beneficiaries may be able to access treatment at empaneled hospitals across India.