7 Best Government Schemes For Baby Girl Child in India – Sarkari Yojana 2024

Government Schemes For Baby Girl Child in India, the condition of females has never been satisfying. Not only estimated but also recorded, the reports state that girls’ condition is still the same in rural areas and economically backward families. 

The major reason could be a lack of education and awareness among the people. To change social attitudes toward girls and uplift their condition, the Indian government has launched multiple schemes for girl children. 

The Central and State governments are running several such schemes to benefit large numbers of girl children. This article will take you through some of the major government schemes for baby girls while stating their particular benefits. 

7 Major Government Schemes For Baby Girl Child in India

1. Beti Bachao Beti Padhao

Beti Bachao Beti Padhao is a national scheme that is initiated and run by the central government. The main aim of this scheme is to address the issue of the declining child-sex ratio while promoting the education and empowerment of girls throughout India. Official Website Link.

This scheme was launched in 2015 and since then multiple ministries have been working in equal and coordinated efforts to benefit a larger number of girls. The involved ministries include the Ministry of Health and Family Welfare, the Ministry of Women and Child Development, and the Ministry of Education. 

The program also focuses on gender-sensitive issues, organizing awareness campaigns, enforcement of highly needed gender-specific laws, and improving girls’ conditions through education and awareness. 

2. Balika Samridhi Yojana

Balika Samridhi Yojana is a social welfare scheme launched by the Government of India to improve the status of girls in society. It provides financial assistance to families with girl children, particularly in rural areas, to support their education and ensure their well-being. 

This scheme was launched in 1997 emphasizing their retention in schools and completing their education. The scheme offers incentives for girls from birth until they complete their secondary education, aiming to reduce dropout rates and promote the value of the girl child.

3. Mukhyamantri Kanya Suraksha Yojana

Mukhyamantri Kanya Suraksha Yojana is a state-level scheme implemented by the Bihar government to promote the welfare of girl children. Under this scheme, a fixed deposit is made in the name of the newborn girl, which matures when she turns 18. 

This financial support encourages families to value and nurture their daughters, ensuring they have the resources to pursue higher education and other opportunities as they grow. The Mukhyamantri Kanya Suraksha Yojana is a state-level scheme yet is being successful at a large scale. 

4. Sukanya Samriddhi Yojana (SSY)

Sukanya Samriddhi Yojana (SSY) is a government-backed savings scheme designed specifically for the girl child. Launched as part of the Beti Bachao Beti Padhao campaign, SSY allows parents to open a savings account in their daughter’s name with a minimum deposit. 

Sukanya Samriddhi Yojana

The scheme offers attractive interest rates and tax benefits, with the funds being used for the girl’s education and marriage expenses once she reaches adulthood. This is one of the most famous girl-child schemes being run in the country.

Any family can open two SSY accounts for their daughters if they are below the age of 10. The minimum amount of investment one can make is Rs. 250 and the maximum could be made of Rs. 1.5 lakhs. This amount is allowed to be withdrawn when the girl turns 21. 

5. National Scheme of Incentives to Girls for Secondary Education

This scheme is primarily focused on encouraging and spreading awareness among girls to continue their secondary education. The funds and incentives are meant for the marginalized community girls to empower them and encourage them to pursue higher studies.

Under this scheme, the meritorious girls enrolled in the government-sponsored schools receive Rs. 3000. The girl must be enrolled in class 9 and must be 16 years old to fill out the application form for the National Scheme of Incentives to Girls for Secondary Education. 

The amount is deposited with a fixed interest rate which is allowed to be withdrawn when the girl is 18 years old. The incentive is provided to the girls’ families so that they don’t stop the girls from continuing their education or force them to marry at a young age.

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6. Mazi Kanya Bhagyashree Scheme

Like the Bihar state, the Maharashtrian government also runs multiple schemes focusing on the girl’s child welfare. The Mazi Kanya Bhagyashree scheme is one of the major schemes in India for girls’ empowerment. 

Under this scheme, one or two girls of a particular family are benefitted from governmental incentives.  The Maharashtra government provides Rs. 5000 to the mother till the girl child turns 5. After that, Rs. 2500 till the 5th class, and Rs. 3000 till she completes her 12th class. 

You have to show her birth certificate as identity proof during the application process. Domicile of other states are not entitled to avail of benefits from this scheme. Also, the parents must have a BPL card or a ration card to show they belong to the “Below Poverty Line”.

7. CBSE Udaan Scheme 

The CBSE Udaan Scheme is a combined initiative of the CBSE Board and the Ministry of Human Resource Development. This scheme was launched to promote higher education among girls so that they can get admission to technical and engineering colleges.

Through this scheme, the girls who aspire to pursue technical or engineering studies are provided free course material, online learning resources, and several other things when they are in classes 11 and 12. 

The main aim of this scheme is to end the gender gap in the technical institutions and promote more girls admissions. To apply, the female candidates should be an Indian resident and the family income should be below Rs. 6 lakhs annually.

FAQ

Ques 1. Can we Donate to Beti Bachao Beti Padhao scheme?

Ans: This scheme does not collect any type of donations.

Ques 2. What is the interest rate of Beti Bachao Beti Padhao scheme?

Ans: As of July 2024, the interest rate for SSY accounts is 8.2% per annum.

Ques 3. What are the schemes under Beti Bachao and Beti Padhao?

Ans: Sukanya Samriddhi Yojana (SSY), Beti Bachao Beti Padhao (BBBP), financial incentive schemes


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